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Planning a Wedding on a Budget

Planning a Wedding on a Budget

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I'm in the homestretch of my engagement. My wedding is 99% planned: loose ends are coming together. I get married one week from today. I've learned a lot along the way, too – about how to save money, how to stay organized, and how not to pull your hair out in butter frustration.

Planning a wedding is an interesting adventure. It can get stressful if you let it. If you're not careful, it can take over your life, your relationship, even your wallet. But taking an organized and prioritized approach to your wedding planning can help move things along smoothly.

Speaking from very recent experience, below is my advice on how to plan a fabulous, organized wedding and hopefully save a little money along the way.

1) PRIORTIZE

First and foremost, before you plan anything, set your priorities.

This is important because priorities are different for every person. Although ice sculptures and a string quartets are a MUST for some couples, unlimited kegs of beer and an awesome DJ are on the top of the list for others.

More than likely, you'll have a set amount of money to spend (more on that later), so you'll have to figure out how much of your pot of cash to divvy out to each vendor. If you've never planned a wedding before, you'll be surprised by just how many sellers there are. This is why you'll need to set your priorities!

Re-organize this list below which are most important to you:

• Ceremony (location, décor)
• Photographer
• Cake
• Flowers
• Food (cater)
• Drinks
• Honeymoon
• Music (band / DJ)
• Decorations
• Paper goods (invitations, save-the-dates, place settings, thank you cards)
• Attire (wedding gown, tux, accessories)
For us, decorations, paper goods and attire fell to the bottom of the list, so we spent the least amount of money on those items. The caterer fell somewhere in the middle, so we chose a middle of the line caterer.

Even though we were willing to splurge on the high-priority items, we still thought out good deals. It was approached with this mentality: "These things are important to us, so it's okay to splurge (a little), but let's do this smart and look for good deals, too."

Prioritize first, then plan.

2) SET THE NUMBERS

After prioritizing, you should set these two numbers:

• Your total budget.
• Your guest list.
Wedding planning revolves around these two things. You can not be your best money-saving self unless you can rattle these two numbers off before a vendor can even finish his sales pitch.

To decide on these two numbers, you'll need to rally together anyone who is willing to contribute to the event. (For example, your parents, your fiancé, and your fiancé's parents.)

The Budget

In many situations, the parents will help pay for the wedding, but these days the rules are bending on who pays for what. No matter if you're going the traditional route or not, it's best to sit down with everyone involved early on in the process so you know from the very start how much money you're working with.

After everyone has agreed on a budget, take time to divvy your budget out your prioritized list of wedding expenses. As a general rule, the average wedding reception (caterer, bar, music, decorations, etc.) will eat up 50% or more of your wedding budget. Allocate the rest to things like the honeymoon, your attire, flowers, photography and invitations.

The Guest List

If you're paying for the wedding, you might decide to give the parents a set number of guests that they're each allowed to invite. Or, if your budget is more flexible, you'll just need them to provide you with their guest list. Most guest lists are derived from these sets of people:

• Bride's family
• Groom's family
• Bride's friends
• Groom's friends
• Mutual friends
• Co-workers
The number of guests you are inviting will drive your catering and bar / drinks costs. So, it's important to know these numbers before you go into meetings with potential caterers, bakers, and other vendors.

3) PICK YOUR VENDORS

Once you've set your priorities and your numbers, it's time to get to work! I knocked the big vendors off of my wedding to-do list early on in the game

Wait, let's back up – if you're new to this wedding planning game, you probably have NO idea what is even on a wedding to-do list. Luckily, there are tons of free online resources to help you. I found the check-list on theknot.com to be quite helpful. I even downloaded an app on my phone that allowed me to check things off on the go. Most of these checklists look pretty similar, so no matter which one you use, it's bound to have the most important items included.

Start scouting the biggest sellers first:

• Photographer
• Caterer
• Venue
• Ceremony Site
• Music
• Florist
• DJ
This is where you priorities come in handy. Here's how to pick a vendor from the above list based on your priorities:

• High Priority Expense: Pick the vendor that does the best work, has the best reputation, is very experienced, etc. Go with your heart on this vendor.
• Low Priority Expense: Pick the vendor that can get the job done and that charges the least amount. Stick with your budget on this vendor.
Here are some tips for picking out your low-priority vendors:

• Compare prices and make offers instead of being told how much to pay.
• Look into entry-level vendors or people that are new to the scene. Often, they're eager to build experience and charge much less.
• Haggle / negotiate for good prices.
• Look into grocery stores, warehouse clubs, or even online.
Here are some tips for picking out your high-priority vendors:

• Choose this vendor based on their work, not their price.
• Make your decision based on the vendor's portfolio, experience, or tasting-sessions.
• Be sure to compare prices, but if your heart is set on a more expensive vendor, go with it.
• If your dream vendor is out of your price range, work with them to see how you can still book them for less. Think of things like less hours, less food, less expensive supplies, etc.

4) FIND LITTLE WAYS TO SAVE MONEY

Booking vendors is exciting and each vendor you book is a huge check-mark on your wedding to-do list. It will set the "foundation" of the wedding. Once you've got your vendors booked, you just have to put it all together and start tying up loose ends.

Since there are so many ways to save money on weddings, here are just some of my favorite and / or mort helpful ways to save money:

• Borrow. You've probably attended tons of weddings for your friends or family. They've probably got lots of leftover goodies lying around-things like bubbles, ring bearer pillows, flower girl baskets, vases, decorations, pew bows, card boxes, envelopes, and on and on. Do not waste money on new items when you can borrow! There are even a few wedding borrowing websites that allow you to swap with other brides and grooms.

• Use your friends' skills. Your friends and family probably have skills that you never even knew about! Ask around about everything! One of my friends is making custom ring bearer pillows in the colors of my wedding and others are spending hours slicing limes to put in our centerpiece vases. It's free man power, so use it!

• Online wedding templates. We created my save-the dates and my wedding invitations ourselves using a kit bought from Jo-Anns. Both items were unbelievably inexpensiveI will warn you that if you're not good will Microsoft Word, you will be an expert once you're done. Try googling "wedding invitation templates" for an even cheaper alternative.

• Craft store coupons. You'll spend lots of time at the craft store over the next several months. You might think you will not, but, trust me, you will. Many craft stores offer weekly coupons at 40-50% off. Hoard these coupons. Do not pay full-price at those places when you do not have to.

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Source by Bradley K Creamer

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