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Christmas is right around the corner. This year everyone is going budget due to the uncertain economy. Just because times are lean does not mean you can not find nice Christmas gifts. You do not need to get lame stuff at five and dime stores either.

A good trick is to go for thoughtful over expensive. You can buy a modest gift but then add personalization. The engraving is what makes a lower dollar gift truly special. We all have heard the saying "It's the thought that counts" and that could not be more true in these trying times.

Some suggestions for Christmas gifts under $ 20 are as follows: glass tankards with logos of your favorite professional football or baseball team, silver plated money clips, Victorinox classic swiss army knives, shot glasses, beer mugs, wine glasses, and wallets. These are all quality items with a low price tag that you can proudly give to your loved ones.

Engraving is a nice touch if offered. Usually engraving is free or is offered for a nominal price like $ 5 or $ 6 to engrave a name or initials. Personalized gifts have staypower. They typically stay with the recipient for years. Business card holders, keychains, lighters and such are especially useful and thoughtful and will not break the bank.

If you really are experiencing a cash crunch, you might want to let family know that you're cutting your spending this year so they expect a little less. Or, everyone can put their names into a hat and you draw a random name of one person and only buy for that one person. The main point of the holidays to get together and celebrate the season with family and friends. It's about love and not how many dollars you spent.

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Source by Lisa Gunther